Side-by-side · Q2 2026 data
1st Street Credit Union vs Powernet Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Powernet Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 70 |
| Capital cushion | 97 (stronger) | 51 |
| Loan quality | 97 (stronger) | 52 |
| Earnings | 55 | 96 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 87th | 51st |
| Total assets | $34.5M | $125.3M |
| Deposits / shares | $29.2M | $112.2M |
| Capital ratio | 14.66% (stronger) | 10.05% |
| Problem loans | 0.10% (stronger) | 1.44% |
| Net charge-offs | 0.18% | 0.10% (stronger) |
| Return on assets | 0.86% | 1.89% (stronger) |
| Loans ÷ deposits | 42.0% | 33.3% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 27.8% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 4 and Powernet Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.