Side-by-side · Q2 2026 data
1st Summit Bank vs C-B-W Schools Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | 1st Summit Bank | C-B-W Schools Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 91 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 85 | 89 (stronger) |
| Earnings | 46 | 69 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 21st | 96th |
| Total assets | $1.5B | $131.8M |
| Deposits / shares | $1.2B | $96.1M |
| Capital ratio | 8.61% | 29.78% (stronger) |
| Problem loans | 0.44% | 0.33% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.66% | 1.23% (stronger) |
| Loans ÷ deposits | 77.3% | 28.6% (stronger) |
| Uninsured deposits | 29.8% | 8.4% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 0.0% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), 1st Summit Bank leads on 1 and C-B-W Schools Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Johnstown, PA
- Sidman, PA