The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (89 → 91), mostly because the earnings component improved by 10 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Pennsylvania

Yes. C-B-W Schools Federal Credit Union is a federally insured credit union (NCUA charter #11374). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.4% of shares and deposits ($8.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 29.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

C-B-W Schools Federal Credit Union lists 2 offices in 2 cities. Most locations:

• Johnstown, PA (1)
• Sidman, PA (1)

All branch addresses and map

In 2025, C-B-W Schools Federal Credit Union reported 28 home-loan applications under HMDA (LEI 254900YVNHCJ44QMIS36): 25 originated ($2,345,000 total), 0 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

C-B-W Schools Federal Credit Union

Type

Federal credit union

NCUA charter #

11374

RSSD ID

907789

Primary regulator

NCUA

Established

1956

Headquarters

Po Box 400, 460 Locust Street, Sidman, PA 15955

Employees

11