Side-by-side · Q2 2026 data
1st Summit Bank vs Commercial Bank and Trust of PA
Metric by metric
| Measure | 1st Summit Bank | Commercial Bank and Trust of PA |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 36 | 97 (stronger) |
| Loan quality | 85 | 95 (stronger) |
| Earnings | 46 (stronger) | 42 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 21st | 90th |
| Total assets | $1.5B | $357.5M |
| Deposits / shares | $1.2B | $307.7M |
| Capital ratio | 8.61% | 14.74% (stronger) |
| Problem loans | 0.44% | 0.14% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 0.66% (stronger) | 0.56% |
| Loans ÷ deposits | 77.3% | 53.8% (stronger) |
| Uninsured deposits | 29.8% | 14.5% (stronger) |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 17.7% |
Commercial Bank and Trust of PA has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), 1st Summit Bank leads on 2 and Commercial Bank and Trust of PA on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.