TellerScore

Side-by-side · Q2 2026 data

1st United Credit Union vs Sesloc Credit Union

Credit union

1st United Credit Union

Pleasanton, California · $1 billion – $10 billion

77of 100
Strong

Credit union

Sesloc Credit Union

San Luis Obispo, California · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

Measure1st United Credit UnionSesloc Credit Union
TellerScore77 (stronger)64
Capital cushion72 (stronger)44
Loan quality92 (stronger)87
Earnings50 (stronger)41
Funding & liquidity87 (stronger)77
Problem-loan coverage97 (stronger)93
Peer percentile82nd36th
Total assets$1.3B$1.3B
Deposits / shares$1.1B$1.1B
Capital ratio12.16% (stronger)9.41%
Problem loans0.25% (stronger)0.40%
Net charge-offs0.27% (stronger)0.34%
Return on assets0.75% (stronger)0.53%
Loans ÷ deposits73.6% (stronger)83.2%
Uninsured deposits10.7% (stronger)11.5%
Offices87
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

1st United Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), 1st United Credit Union leads on 7 and Sesloc Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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