Side-by-side · Q2 2026 data
2 Rivers Area Credit Union vs Siue Credit Union
Metric by metric
| Measure | 2 Rivers Area Credit Union | Siue Credit Union |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 57 (stronger) | 56 |
| Loan quality | 74 | 93 (stronger) |
| Earnings | 34 | 47 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 32nd | 49th |
| Total assets | $27.7M | $30.7M |
| Deposits / shares | $25.1M | $27.3M |
| Capital ratio | 10.68% (stronger) | 10.56% |
| Problem loans | 0.78% | 0.22% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.30% |
| Return on assets | 0.35% | 0.68% (stronger) |
| Loans ÷ deposits | 64.7% | 45.1% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 10.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Siue Credit Union has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), 2 Rivers Area Credit Union leads on 3 and Siue Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.