Siue Credit Union is a federally insured state-chartered credit union headquartered in Edwardsville, Illinois, in business for about 67 years. At the end of Q2 2026 it reported $30.7M in total assets and $27.3M in member shares and deposits, with 1 office.
Siue Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 100th. Funding & liquidity contributes the most (100/100, 45% loans-to-deposits, 10% uninsured); earnings contributes the least (47/100, 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (77 → 74), mostly because the earnings component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 70 |
| Q4 2024 | 69 |
| Q1 2025 | 72 |
| Q2 2025 | 77 |
| Q3 2025 | 77 |
| Q4 2025 | 73 |
| Q1 2026 | 73 |
| Q2 2026 | 74 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.74% |
| Q3 2024 | 10.17% |
| Q4 2024 | 9.90% |
| Q1 2025 | 10.03% |
| Q2 2025 | 10.20% |
| Q3 2025 | 10.41% |
| Q4 2025 | 10.64% |
| Q1 2026 | 10.59% |
| Q2 2026 | 10.56% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 0.94% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.07% |
| Q3 2024 | 1.07% |
| Q4 2024 | 0.98% |
| Q1 2025 | 1.16% |
| Q2 2025 | 1.17% |
| Q3 2025 | 1.12% |
| Q4 2025 | 1.15% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $30.7M | 10.56% | 0.22% | 0.68% | 45.1% |
| Q1 2026 | 73 | $30.0M | 10.59% | 0.30% | 0.56% | 44.9% |
| Q4 2025 | 73 | $29.5M | 10.64% | 0.79% | 1.15% | 45.1% |
| Q3 2025 | 77 | $29.3M | 10.41% | 0.21% | 1.12% | 45.2% |
| Q2 2025 | 77 | $29.2M | 10.20% | 0.24% | 1.17% | 43.4% |
| Q1 2025 | 72 | $28.8M | 10.03% | 0.66% | 1.16% | 43.2% |
| Q4 2024 | 69 | $28.3M | 9.90% | 0.79% | 0.98% | 44.7% |
| Q3 2024 | 70 | $27.0M | 10.17% | 0.94% | 1.07% | 48.2% |
| Q2 2024 | 66 | $27.5M | 9.74% | 1.12% | 1.07% | 48.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Elca Federal Credit UnionCredit union Chicago, IL | 67 out of 100, Moderate | $30.1M | 10.9% | 0.18% | vs |
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
| Kaskaskia Valley Community Credit UnionCredit union Centralia, IL | 49 out of 100, Below average | $29.4M | 7.9% | 1.13% | vs |
| Community Plus Federal Credit UnionCredit union Rantoul, IL | 90 out of 100, Very strong | $28.1M | 18.4% | 0.51% | vs |
| Chicago Post Office Employees Credit UnionCredit union Chicago, IL | 63 out of 100, Moderate | $27.9M | 22.2% | 2.65% | vs |
| 2 Rivers Area Credit UnionCredit union Kankakee, IL | 66 out of 100, Moderate | $27.7M | 10.7% | 0.78% | vs |
Deposit insurance
Is my money safe at Siue Credit Union?
Yes. Siue Credit Union is a federally insured credit union (NCUA charter #65046). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.2% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.56%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Siue Credit Union lists 1 office in 1 city. Most locations:
- Edwardsville, IL (1)
Identity & history
Profile
- Legal name
- Siue Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65046
- RSSD ID
- 280192
- Primary regulator
- State + NCUA
- Established
- 1959
- Headquarters
- Box 1069 SIUE, Edwardsville, IL 62026
- Employees
- 8
Quick answers
Siue Credit Union: common questions
Is Siue Credit Union NCUA insured?
Yes. Siue Credit Union is a federally insured credit union (NCUA charter #65046). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Siue Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Siue Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Edwardsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lindell Bank & Trust CompanyBank St. Louis, MO | 92 out of 100, Very strong | $915.2M | 18.0% | 0.58% | vs |
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
| Farmers State BankBank Pittsfield, IL | 88 out of 100, Very strong | $339.8M | 15.0% | 0.23% | vs |
| Germantown Trust & Savings BankBank Breese, IL | 87 out of 100, Very strong | $523.6M | 11.6% | 0.13% | vs |
| Midwest Members Credit UnionCredit union Wood River, IL | 85 out of 100, Very strong | $226.6M | 13.6% | 0.44% | vs |
| Bank of O'FallonBank O'Fallon, IL | 81 out of 100, Strong | $377.5M | 13.8% | 0.69% | vs |