Side-by-side · Q2 2026 data
22nd State Banking Company vs First Financial Bank
Metric by metric
| Measure | 22nd State Banking Company | First Financial Bank |
|---|---|---|
| TellerScore | 41 | 61 (stronger) |
| Capital cushion | 61 (stronger) | 57 |
| Loan quality | 0 | 49 (stronger) |
| Earnings | 40 | 62 (stronger) |
| Funding & liquidity | 55 | 92 (stronger) |
| Problem-loan coverage | 62 (stronger) | 56 |
| Peer percentile | 3rd | 20th |
| Total assets | $292.2M | $248.1M |
| Deposits / shares | $241.9M | $237.4M |
| Capital ratio | 11.12% (stronger) | 10.69% |
| Problem loans | 3.39% | 1.52% (stronger) |
| Net charge-offs | 4.31% | 0.02% (stronger) |
| Return on assets | 0.51% | 1.06% (stronger) |
| Loans ÷ deposits | 87.9% | 55.6% (stronger) |
| Uninsured deposits | 30.4% | 22.8% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Financial Bank has the higher TellerScore (61 vs 41). On the 7 directional measures above (where higher or lower is clearly better), 22nd State Banking Company leads on 1 and First Financial Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.