The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 6 points (55 → 61), mostly because the problem-loan coverage component improved by 33 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Alabama

Yes. First Financial Bank is an FDIC-insured institution (FDIC certificate #19440). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.8% of deposits ($54.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.69%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.94% (benchmark: 10%).

Check how much of your own balance is covered

First Financial Bank lists 8 offices in 8 cities. Most locations:

• Bessemer, AL (1)
• Centreville, AL (1)
• Hueytown, AL (1)
• Mc Calla, AL (1)
• Pelham, AL (1)
• Vance, AL (1)
• West Blocton, AL (1)
• Woodstock, AL (1)

All branch addresses and map

Legal name

First Financial Bank

Former names

Bank of West Blocton; First State Bank of Bibb County

Type

State-chartered bank

FDIC certificate #

19440

RSSD ID

292234

Primary regulator

FDIC

Holding company

Firstfed Bcorp Employee Stk Ownership Plan

Established

May 17, 1965

Headquarters

1630 4th Ave N, Bessemer, AL 35020

Website

www.ffbalabama.com

Employees

75