Side-by-side · Q2 2026 data
2unifi Bank vs Summit National Bank
Metric by metric
| Measure | 2unifi Bank | Summit National Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 94th | 6th |
| Total assets | $38.5M | $65.9M |
| Deposits / shares | $124K | $64.0M |
| Capital ratio | 38.37% (stronger) | 2.46% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 5.18% (stronger) | -2.20% |
| Loans ÷ deposits | 4437.1% | 51.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 9.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
2unifi Bank has the higher TellerScore (93 vs 45). On the 7 directional measures above (where higher or lower is clearly better), 2unifi Bank leads on 5 and Summit National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.