Headquartered in Jackson, Wyoming, 2unifi Bank is a state-chartered bank (fed member) with $38.5M in total assets and $124K in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1982.
2unifi Bank has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 546 banks with under $100 million in assets. Among 24 banks headquartered in Wyoming, it ranks 1st. Capital cushion contributes the most (100/100, 38.37%); funding & liquidity contributes the least (50/100, 4437% loans-to-deposits, 0% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (80 → 93), mostly because the funding & liquidity component improved by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 86 |
| Q4 2024 | 86 |
| Q1 2025 | 90 |
| Q2 2025 | 80 |
| Q3 2025 | 83 |
| Q4 2025 | 82 |
| Q1 2026 | 73 |
| Q2 2026 | 93 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 30.47% |
| Q3 2024 | 30.38% |
| Q4 2024 | 30.94% |
| Q1 2025 | 31.44% |
| Q2 2025 | 32.50% |
| Q3 2025 | 33.90% |
| Q4 2025 | 34.16% |
| Q1 2026 | 34.57% |
| Q2 2026 | 38.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.14% |
| Q3 2024 | 1.12% |
| Q4 2024 | 1.20% |
| Q1 2025 | 1.66% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.78% |
| Q4 2025 | 1.65% |
| Q1 2026 | 0.52% |
| Q2 2026 | 5.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $38.5M | 38.37% | 0.00% | 5.18% | 4437.1% |
| Q1 2026 | 73 | $38.9M | 34.57% | 0.00% | 0.52% | 221.4% |
| Q4 2025 | 82 | $39.2M | 34.16% | 0.00% | 1.65% | 227.8% |
| Q3 2025 | 83 | $39.4M | 33.90% | 0.00% | 1.78% | 230.8% |
| Q2 2025 | 80 | $39.1M | 32.50% | 0.00% | 1.37% | 235.2% |
| Q1 2025 | 90 | $41.1M | 31.44% | 0.00% | 1.66% | 48.8% |
| Q4 2024 | 86 | $40.9M | 30.94% | 0.00% | 1.20% | 5.5% |
| Q3 2024 | 86 | $41.1M | 30.38% | 0.00% | 1.12% | 5.8% |
| Q2 2024 | 86 | $41.5M | 30.47% | 0.00% | 1.14% | 6.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers State BankBank Pine Bluffs, WY | 81 out of 100, Strong | $35.4M | 10.9% | 0.00% | vs |
| Cowboy State BankBank Ranchester, WY | 70 out of 100, Strong | $50.3M | 12.4% | 0.91% | vs |
| Summit National BankBank Hulett, WY | 45 out of 100, Below average | $65.9M | 2.5% | 0.46% | vs |
Deposit insurance
Is my money safe at 2unifi Bank?
Yes. 2unifi Bank is an FDIC-insured institution (FDIC certificate #23826). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 0.0% of deposits ($0) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 38.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 141.20% (benchmark: 10%).
1 location
Branches
2unifi Bank lists 1 office in 1 city. Most locations:
- Jackson, WY (1)
Identity & history
Profile
- Legal name
- 2unifi Bank
- Former names
- Bank Of Jackson Hole Trust; American State Bank of Jackson; Bank of Jackson Hole
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 23826
- RSSD ID
- 898458
- Primary regulator
- FED
- Holding company
- National Bank Holdings Corp
- Established
- June 1, 1982
- Headquarters
- 990 W Broadway, Jackson, WY 83001
- Employees
- 1
Quick answers
2unifi Bank: common questions
Is 2unifi Bank FDIC insured?
Yes. 2unifi Bank is an FDIC-insured institution (FDIC certificate #23826). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is 2unifi Bank's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has 2unifi Bank ever failed?
There is no failure record for FDIC certificate #23826 in the FDIC failed bank list.
How many branches does 2unifi Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jackson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of CommerceBank Ammon, ID | 78 out of 100, Strong | $2.3B | 15.7% | 1.35% | vs |
| Tanager BankBank Jackson, WY | 74 out of 100, Strong | $222.3M | 14.8% | 0.59% | vs |
| Zions Bancorporation, N.A.Bank Salt Lake City, UT | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% | vs |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |