Side-by-side · Q2 2026 data
360 Federal Credit Union vs Achieve Financial Credit Union
Metric by metric
| Measure | 360 Federal Credit Union | Achieve Financial Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 37 |
| Capital cushion | 45 (stronger) | 34 |
| Loan quality | 77 (stronger) | 23 |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 94 | 96 (stronger) |
| Problem-loan coverage | 91 (stronger) | 63 |
| Peer percentile | 34th | 1st |
| Total assets | $324.4M | $176.0M |
| Deposits / shares | $289.4M | $161.4M |
| Capital ratio | 9.53% (stronger) | 8.40% |
| Problem loans | 0.68% (stronger) | 2.30% |
| Net charge-offs | 0.11% (stronger) | 1.94% |
| Return on assets | 0.58% (stronger) | -0.85% |
| Loans ÷ deposits | 66.3% | 63.9% (stronger) |
| Uninsured deposits | 8.8% | 3.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.3% | 36.0% |
360 Federal Credit Union has the higher TellerScore (65 vs 37). On the 7 directional measures above (where higher or lower is clearly better), 360 Federal Credit Union leads on 5 and Achieve Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.