360 Federal Credit Union (NCUA charter #7723) is based in Windsor Locks, Connecticut. Its Q2 2026 call report shows $324.4M in total assets and $289.4M in member shares and deposits and 3 offices.
360 Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 64 credit unions headquartered in Connecticut, it ranks 42nd. Funding & liquidity contributes the most (94/100, 66% loans-to-deposits, 9% uninsured); earnings contributes the least (43/100, 0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (62 → 65), mostly because the earnings component improved by 4 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 58 |
| Q4 2024 | 59 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 63 |
| Q4 2025 | 66 |
| Q1 2026 | 65 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.87% |
| Q3 2024 | 9.18% |
| Q4 2024 | 9.10% |
| Q1 2025 | 8.99% |
| Q2 2025 | 9.16% |
| Q3 2025 | 9.60% |
| Q4 2025 | 9.58% |
| Q1 2026 | 9.38% |
| Q2 2026 | 9.53% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.99% |
| Q4 2024 | 0.83% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.70% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.60% |
| Q2 2026 | 0.68% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.35% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $324.4M | 9.53% | 0.68% | 0.58% | 66.3% |
| Q1 2026 | 65 | $324.1M | 9.38% | 0.60% | 0.56% | 66.3% |
| Q4 2025 | 66 | $312.7M | 9.58% | 0.55% | 0.55% | 68.9% |
| Q3 2025 | 63 | $307.7M | 9.60% | 0.75% | 0.52% | 71.3% |
| Q2 2025 | 62 | $317.5M | 9.16% | 0.70% | 0.48% | 69.9% |
| Q1 2025 | 62 | $319.5M | 8.99% | 0.66% | 0.51% | 68.8% |
| Q4 2024 | 59 | $311.4M | 9.10% | 0.83% | 0.35% | 69.8% |
| Q3 2024 | 58 | $304.5M | 9.18% | 0.99% | 0.32% | 69.8% |
| Q2 2024 | 60 | $311.7M | 8.87% | 0.82% | 0.38% | 67.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| General Electric Employees Federal Credit UnionCredit union Milford, CT | 56 out of 100, Moderate | $283.2M | 9.9% | 1.57% | vs |
| Mutual Security Credit UnionCredit union Shelton, CT | 59 out of 100, Moderate | $385.4M | 8.7% | 0.37% | vs |
| Ellafi Federal Credit UnionCredit union Middletown, CT | 57 out of 100, Moderate | $178.1M | 7.3% | 0.33% | vs |
| Achieve Financial Credit UnionCredit union Berlin, CT | 37 out of 100, Low | $176.0M | 8.4% | 2.30% | vs |
| Fd Community Federal Credit UnionCredit union Waterbury, CT | 68 out of 100, Moderate | $162.7M | 11.1% | 0.89% | vs |
Deposit insurance
Is my money safe at 360 Federal Credit Union?
Yes. 360 Federal Credit Union is a federally insured credit union (NCUA charter #7723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.8% of shares and deposits ($25.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.53%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
360 Federal Credit Union lists 3 offices in 2 cities. Most locations:
- Windsor Locks, CT (2)
- Enfield, CT (1)
HMDA 2025
Mortgage lending
In 2025, 360 Federal Credit Union reported 387 home-loan applications under HMDA (LEI 549300ZOKUKS0Z7C3X31): 253 originated ($23,545,000 total), 92 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Business Rewards | — | $0 | $35 | 1.0% |
| Platinum Reward | — | $0 | — | 1.0% |
| Secure Classic | — | $0 | — | 1.0% |
| Traditional Classic | 3.99% | $0 | — | 1.0% |
Identity & history
Profile
- Legal name
- 360 Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7723
- RSSD ID
- 68082
- Primary regulator
- NCUA
- Established
- 1952
- Headquarters
- 191 Ella Grasso Tpke, P.o. Box 273, Windsor Locks, CT 06096
- Employees
- 68
Quick answers
360 Federal Credit Union: common questions
Is 360 Federal Credit Union NCUA insured?
Yes. 360 Federal Credit Union is a federally insured credit union (NCUA charter #7723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is 360 Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does 360 Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Windsor Locks
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stafford Savings BankBank Stafford Springs, CT | 95 out of 100, Very strong | $507.0M | 50.6% | 0.56% | vs |
| Greater Springfield Credit UnionCredit union Springfield, MA | 94 out of 100, Very strong | $230.3M | 19.7% | 0.45% | vs |
| MassMutual Private Wealth & Trust, FSBBank Springfield, MA | 93 out of 100, Very strong | $93.7M | 32.2% | 0.00% | vs |
| Ct Firefighters Federal Credit UnionCredit union Hartford, CT | 85 out of 100, Very strong | $34.7M | 11.6% | 0.00% | vs |
| The Torrington Savings BankBank Torrington, CT | 82 out of 100, Strong | $1.0B | 19.0% | 0.14% | vs |
| Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT | 80 out of 100, Strong | $605K | 22.2% | 0.00% | vs |