Side-by-side · Q2 2026 data
360 Federal Credit Union vs Mutual Security Credit Union
Metric by metric
| Measure | 360 Federal Credit Union | Mutual Security Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 45 (stronger) | 37 |
| Loan quality | 77 | 88 (stronger) |
| Earnings | 43 (stronger) | 32 |
| Funding & liquidity | 94 (stronger) | 70 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 34th | 19th |
| Total assets | $324.4M | $385.4M |
| Deposits / shares | $289.4M | $341.0M |
| Capital ratio | 9.53% (stronger) | 8.69% |
| Problem loans | 0.68% | 0.37% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.31% |
| Return on assets | 0.58% (stronger) | 0.30% |
| Loans ÷ deposits | 66.3% (stronger) | 90.4% |
| Uninsured deposits | 8.8% | 7.7% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.3% | 3.6% |
360 Federal Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), 360 Federal Credit Union leads on 5 and Mutual Security Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.