Side-by-side · Q2 2026 data
5 Star Community Credit Union vs Holy Ghost Parish Credit Union
Credit union
5 Star Community Credit Union
Mount Pleasant, Iowa · Under $100 million in assets
Metric by metric
| Measure | 5 Star Community Credit Union | Holy Ghost Parish Credit Union |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 34 | 48 (stronger) |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 41 (stronger) | 31 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 19th | 42nd |
| Total assets | $54.5M | $34.9M |
| Deposits / shares | $49.4M | $31.5M |
| Capital ratio | 8.35% | 9.75% (stronger) |
| Problem loans | 0.79% | 0.00% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 0.51% (stronger) | 0.27% |
| Loans ÷ deposits | 78.3% | 2.5% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 1.6% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Holy Ghost Parish Credit Union has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), 5 Star Community Credit Union leads on 2 and Holy Ghost Parish Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.