TellerScore

Headquartered in Dubuque, Iowa, Holy Ghost Parish Credit Union is a federally insured state-chartered credit union with $34.9M in total assets and $31.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1935.

Based on its Q2 2026 filing, Holy Ghost Parish Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 40th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (31/100; 0.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.75%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings31/100
Return on assets (annualized): 0.27%
Funding & liquidity100/100
Loans ÷ shares: 2.5% · 1.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).

TellerScore
707784Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202484
Q4 202473
Q1 202576
Q2 202572
Q3 202571
Q4 202570
Q1 202671
Q2 202671
Net worth ratio
7.00%9.62%12.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.96%
Q3 202412.23%
Q4 202411.32%
Q1 202511.37%
Q2 202511.30%
Q3 202511.23%
Q4 202510.24%
Q1 20269.87%
Q2 20269.75%
Delinquent loans (60+ days)
0.00%0.63%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.27%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.53%
Q3 20250.70%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.01%0.57%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.14%
Q3 20241.07%
Q4 20240.01%
Q1 20250.35%
Q2 20250.45%
Q3 20250.49%
Q4 20250.02%
Q1 20260.22%
Q2 20260.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$34.9M9.75%0.00%0.27%2.5%
Q1 202671$34.2M9.87%0.00%0.22%3.0%
Q4 202570$32.8M10.24%0.00%0.02%3.6%
Q3 202571$30.8M11.23%0.70%0.49%3.4%
Q2 202572$30.3M11.30%0.53%0.45%3.7%
Q1 202576$29.7M11.37%0.00%0.35%3.7%
Q4 202473$29.6M11.32%0.00%0.01%3.6%
Q3 202484$29.3M12.23%0.00%1.07%4.0%
Q2 202474$29.4M11.96%1.27%1.14%3.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.75%
14th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.27%
30th
Loans to deposits2.5%
99th
Uninsured deposits1.6%
48th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Meridian Credit UnionCredit union Ottumwa, IA91 out of 100, Very strong$34.4M16.7%0.14%vs
River Community Credit UnionCredit union Ottumwa, IA92 out of 100, Very strong$30.4M15.8%0.06%vs
Iowa Heartland Credit UnionCredit union Mason City, IA77 out of 100, Strong$30.3M17.0%0.42%vs
Casebine Community Credit UnionCredit union Burlington, IA95 out of 100, Very strong$29.1M22.5%0.08%vs
Fort Dodge Family Credit UnionCredit union Fort Dodge, IA63 out of 100, Moderate$41.5M12.9%1.86%vs
Aegis Credit UnionCredit union Clinton, IA77 out of 100, Strong$27.3M17.6%1.83%vs

Deposit insurance

Is my money safe at Holy Ghost Parish Credit Union?

Yes. Holy Ghost Parish Credit Union is a federally insured credit union (NCUA charter #65243). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($488K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.75%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Holy Ghost Parish Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Holy Ghost Parish Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65243
RSSD ID
200798
Primary regulator
State + NCUA
Established
1935
Headquarters
66 W 32nd St, Dubuque, IA 52001
Employees
2

Quick answers

Holy Ghost Parish Credit Union: common questions

Is Holy Ghost Parish Credit Union NCUA insured?

Yes. Holy Ghost Parish Credit Union is a federally insured credit union (NCUA charter #65243). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Holy Ghost Parish Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Holy Ghost Parish Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dubuque

InstitutionScoreAssetsCapitalProblem loansCompare
Dubuque Postal Employees Credit UnionCredit union Dubuque, IA92 out of 100, Very strong$4.3M15.3%0.00%vs
Bellevue State BankBank Bellevue, IA92 out of 100, Very strong$187.7M14.3%0.16%vs
Mound City BankBank Platteville, WI86 out of 100, Very strong$550.7M13.1%0.11%vs
Conservation First BankBank Benton, WI82 out of 100, Strong$127.5M14.0%0.74%vs
Peoples State BankBank Prairie Du Chien, WI80 out of 100, Strong$993.0M11.5%0.21%vs
Aim Credit UnionCredit union Dubuque, IA79 out of 100, Strong$201.2M13.1%0.60%vs