Side-by-side · Q2 2026 data
5Star Bank vs Arapahoe Credit Union
Metric by metric
| Measure | 5Star Bank | Arapahoe Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 49 |
| Capital cushion | 100 (stronger) | 20 |
| Loan quality | 95 (stronger) | 59 |
| Earnings | 95 (stronger) | 33 |
| Funding & liquidity | 31 | 95 (stronger) |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 91st | 5th |
| Total assets | $378.2M | $154.0M |
| Deposits / shares | $312.1M | $143.1M |
| Capital ratio | 17.24% (stronger) | 7.02% |
| Problem loans | 0.16% (stronger) | 1.22% |
| Net charge-offs | 0.07% (stronger) | 1.47% |
| Return on assets | 1.86% (stronger) | 0.33% |
| Loans ÷ deposits | 96.1% | 65.1% (stronger) |
| Uninsured deposits | 45.1% | 4.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
5Star Bank has the higher TellerScore (87 vs 49). On the 7 directional measures above (where higher or lower is clearly better), 5Star Bank leads on 5 and Arapahoe Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.