Arapahoe Credit Union is a federally insured state-chartered credit union headquartered in Littleton, Colorado, in business for about 88 years. At the end of Q2 2026 it reported $154.0M in total assets and $143.1M in member shares and deposits, with 3 offices.
Based on its Q2 2026 filing, Arapahoe Credit Union scores 49/100, which we describe as below average. That is higher than only 5% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 56th. Its strongest component is funding & liquidity (95/100; 65% loans-to-deposits, 4% uninsured), and its lowest is capital cushion (20/100; 7.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (38 → 49), mostly because the earnings component improved by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 24 |
| Q3 2024 | 33 |
| Q4 2024 | 37 |
| Q1 2025 | 37 |
| Q2 2025 | 38 |
| Q3 2025 | 37 |
| Q4 2025 | 35 |
| Q1 2026 | 46 |
| Q2 2026 | 49 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 6.75% |
| Q3 2024 | 6.89% |
| Q4 2024 | 6.89% |
| Q1 2025 | 6.71% |
| Q2 2025 | 6.67% |
| Q3 2025 | 6.64% |
| Q4 2025 | 6.75% |
| Q1 2026 | 6.77% |
| Q2 2026 | 7.02% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.18% |
| Q3 2024 | 2.11% |
| Q4 2024 | 2.00% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.71% |
| Q3 2025 | 1.74% |
| Q4 2025 | 2.27% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.22% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.04% |
| Q3 2024 | -0.12% |
| Q4 2024 | 0.08% |
| Q1 2025 | -0.56% |
| Q2 2025 | -0.28% |
| Q3 2025 | -0.25% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 49 | $154.0M | 7.02% | 1.22% | 0.33% | 65.1% |
| Q1 2026 | 46 | $157.3M | 6.77% | 1.37% | 0.22% | 64.0% |
| Q4 2025 | 35 | $156.5M | 6.75% | 2.27% | 0.06% | 64.9% |
| Q3 2025 | 37 | $155.9M | 6.64% | 1.74% | -0.25% | 67.9% |
| Q2 2025 | 38 | $156.2M | 6.67% | 1.71% | -0.28% | 68.2% |
| Q1 2025 | 37 | $155.2M | 6.71% | 1.62% | -0.56% | 70.0% |
| Q4 2024 | 37 | $154.4M | 6.89% | 2.00% | 0.08% | 74.3% |
| Q3 2024 | 33 | $153.0M | 6.89% | 2.11% | -0.12% | 79.3% |
| Q2 2024 | 24 | $157.9M | 6.75% | 3.18% | -0.04% | 81.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Power Credit UnionCredit union Pueblo, CO | 63 out of 100, Moderate | $156.0M | 11.4% | 1.40% | vs |
| Fidelis Catholic Federal Credit UnionCredit union Arvada, CO | 56 out of 100, Moderate | $151.8M | 8.4% | 0.43% | vs |
| The District Federal Credit UnionCredit union Aurora, CO | 50 out of 100, Below average | $148.3M | 7.6% | 0.95% | vs |
| Foothills Credit UnionCredit union Wheat Ridge, CO | 41 out of 100, Below average | $165.6M | 7.4% | 1.77% | vs |
| Space Age Credit UnionCredit union Aurora, CO | 39 out of 100, Low | $167.7M | 8.1% | 2.13% | vs |
| Aurora Federal Credit UnionCredit union Aurora, CO | 62 out of 100, Moderate | $139.7M | 17.8% | 3.46% | vs |
Deposit insurance
Is my money safe at Arapahoe Credit Union?
Yes. Arapahoe Credit Union is a federally insured credit union (NCUA charter #64110). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.3% of shares and deposits ($6.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 7.02%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Arapahoe Credit Union lists 3 offices in 3 cities. Most locations:
- Centennial, CO (1)
- Englewood, CO (1)
- Littleton, CO (1)
Identity & history
Profile
- Legal name
- Arapahoe Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64110
- RSSD ID
- 558891
- Primary regulator
- State + NCUA
- Established
- 1938
- Headquarters
- 7201 S Broadway, Littleton, CO 80122
- Employees
- 33
Quick answers
Arapahoe Credit Union: common questions
Is Arapahoe Credit Union NCUA insured?
Yes. Arapahoe Credit Union is a federally insured credit union (NCUA charter #64110). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Arapahoe Credit Union's TellerScore?
49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Arapahoe Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Littleton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| AMG National Trust BankBank Boulder, CO | 94 out of 100, Very strong | $722.9M | 15.4% | 0.04% | vs |
| Star Tech Federal Credit UnionCredit union Greenwood Villa, CO | 91 out of 100, Very strong | $11.1M | 22.2% | 0.38% | vs |
| Denver Fire Department Federal Credit UnionCredit union Denver, CO | 89 out of 100, Very strong | $213.5M | 14.2% | 0.09% | vs |
| 5Star BankBank Colorado Springs, CO | 87 out of 100, Very strong | $378.2M | 17.2% | 0.16% | vs |
| Transact Bank, National AssociationBank Denver, CO | 86 out of 100, Very strong | $6.5M | 16.3% | 0.00% | vs |
| Affidian Federal Credit UnionCredit union Denver, CO | 85 out of 100, Very strong | $360.1M | 18.9% | 0.85% | vs |