Side-by-side · Q2 2026 data
5Star Bank vs The District Federal Credit Union
Credit union
The District Federal Credit Union
Aurora, Colorado · $100 million – $1 billion
Metric by metric
| Measure | 5Star Bank | The District Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 26 |
| Loan quality | 95 (stronger) | 68 |
| Earnings | 95 (stronger) | 18 |
| Funding & liquidity | 31 | 94 (stronger) |
| Problem-loan coverage | 94 (stronger) | 79 |
| Peer percentile | 91st | 6th |
| Total assets | $378.2M | $148.3M |
| Deposits / shares | $312.1M | $138.4M |
| Capital ratio | 17.24% (stronger) | 7.61% |
| Problem loans | 0.16% (stronger) | 0.95% |
| Net charge-offs | 0.07% (stronger) | 0.12% |
| Return on assets | 1.86% (stronger) | -0.05% |
| Loans ÷ deposits | 96.1% | 66.4% (stronger) |
| Uninsured deposits | 45.1% | 4.1% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
5Star Bank has the higher TellerScore (87 vs 50). On the 7 directional measures above (where higher or lower is clearly better), 5Star Bank leads on 5 and The District Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.