TellerScore

The District Federal Credit Union is a federal credit union headquartered in Aurora, Colorado, in business for about 65 years. At the end of Q2 2026 it reported $148.3M in total assets and $138.4M in member shares and deposits, with 4 offices across 2 states.

The District Federal Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 55th. Funding & liquidity contributes the most (94/100, 66% loans-to-deposits, 4% uninsured); earnings contributes the least (18/100, -0.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion26/100
Net worth ratio: 7.61%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.95%
Earnings18/100
Return on assets (annualized): -0.05%
Funding & liquidity94/100
Loans ÷ shares: 66.4% · 4.1% uninsured
Problem-loan coverage79/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (49 → 50).

TellerScore
424956Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202444
Q3 202442
Q4 202448
Q1 202556
Q2 202549
Q3 202549
Q4 202550
Q1 202652
Q2 202650
Net worth ratio
7.00%7.56%8.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.11%
Q3 20248.09%
Q4 20248.12%
Q1 20257.71%
Q2 20257.38%
Q3 20257.56%
Q4 20257.41%
Q1 20267.57%
Q2 20267.61%
Delinquent loans (60+ days)
0.74%1.28%1.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.70%
Q3 20241.82%
Q4 20241.14%
Q1 20250.74%
Q2 20251.17%
Q3 20251.05%
Q4 20250.85%
Q1 20260.98%
Q2 20260.95%
Return on assets
-0.33%-0.06%0.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.19%
Q3 2024-0.27%
Q4 2024-0.33%
Q1 20250.15%
Q2 20250.03%
Q3 2025-0.08%
Q4 2025-0.14%
Q1 20260.21%
Q2 2026-0.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$148.3M7.61%0.95%-0.05%66.4%
Q1 202652$150.6M7.57%0.98%0.21%66.6%
Q4 202550$152.9M7.41%0.85%-0.14%66.4%
Q3 202549$152.6M7.56%1.05%-0.08%68.1%
Q2 202549$158.1M7.38%1.17%0.03%65.4%
Q1 202556$151.7M7.71%0.74%0.15%63.7%
Q4 202448$143.4M8.12%1.14%-0.33%67.3%
Q3 202442$147.2M8.09%1.82%-0.27%67.0%
Q2 202444$148.6M8.11%1.70%-0.19%68.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.61%
2nd
Problem loans0.95%
32nd
Net charge-offs0.12%
82nd
Return on assets-0.05%
4th
Loans to deposits66.4%
68th
Uninsured deposits4.1%
70th
Loan-loss reserves0.00%
50th
Texas ratio10.3%
12th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Fidelis Catholic Federal Credit UnionCredit union Arvada, CO56 out of 100, Moderate$151.8M8.4%0.43%vs
Arapahoe Credit UnionCredit union Littleton, CO49 out of 100, Below average$154.0M7.0%1.22%vs
Power Credit UnionCredit union Pueblo, CO63 out of 100, Moderate$156.0M11.4%1.40%vs
Aurora Federal Credit UnionCredit union Aurora, CO62 out of 100, Moderate$139.7M17.8%3.46%vs
Horizons North Credit UnionCredit union Westminster, CO67 out of 100, Moderate$136.2M8.3%0.05%vs
Pikes Peak Credit UnionCredit union Colorado Spring, CO76 out of 100, Strong$132.0M11.8%0.52%vs

Deposit insurance

Is my money safe at The District Federal Credit Union?

Yes. The District Federal Credit Union is a federally insured credit union (NCUA charter #14369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($5.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 7.61%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

The District Federal Credit Union lists 4 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The District Federal Credit Union reported 29 home-loan applications under HMDA (LEI 549300JPN8RD09QJ6366): 28 originated ($2,980,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The District Federal Credit Union
Type
Federal credit union
NCUA charter #
14369
RSSD ID
601685
Primary regulator
NCUA
Established
1961
Headquarters
751 Chambers Road, Aurora, CO 80011
Employees
25

Quick answers

The District Federal Credit Union: common questions

Is The District Federal Credit Union NCUA insured?

Yes. The District Federal Credit Union is a federally insured credit union (NCUA charter #14369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is The District Federal Credit Union's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does The District Federal Credit Union have?

4 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Aurora

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs