Side-by-side · Q2 2026 data
77th Street Depot Federal Credit Union vs Cbi Federal Credit Union
Credit union
77th Street Depot Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | 77th Street Depot Federal Credit Union | Cbi Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 3 | 45 (stronger) |
| Earnings | 0 | 28 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 15th | 19th |
| Total assets | $17.7M | $17.4M |
| Deposits / shares | $13.0M | $15.5M |
| Capital ratio | 25.85% (stronger) | 10.70% |
| Problem loans | 2.92% | 1.64% (stronger) |
| Net charge-offs | 3.22% | -0.05% (stronger) |
| Return on assets | -1.86% | 0.20% (stronger) |
| Loans ÷ deposits | 40.4% (stronger) | 44.4% |
| Uninsured deposits | 0.0% (stronger) | 5.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cbi Federal Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), 77th Street Depot Federal Credit Union leads on 3 and Cbi Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.