TellerScore

Cbi Federal Credit Union (NCUA charter #15848) is based in Plainfield, Illinois. Its Q2 2026 call report shows $17.4M in total assets and $15.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Cbi Federal Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 167th. Its strongest component is funding & liquidity (100/100; 44% loans-to-deposits, 6% uninsured), and its lowest is earnings (28/100; 0.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.70%
Loan quality45/100
Loans 60+ days delinquent ÷ total loans: 1.64%
Earnings28/100
Return on assets (annualized): 0.20%
Funding & liquidity100/100
Loans ÷ shares: 44.4% · 5.6% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (65 → 58), mostly because the loan quality component weakened by 29 points.

TellerScore
586571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202462
Q4 202471
Q1 202565
Q2 202565
Q3 202567
Q4 202564
Q1 202664
Q2 202658
Net worth ratio
7.00%8.85%10.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.91%
Q3 202410.22%
Q4 202410.33%
Q1 202510.15%
Q2 202510.43%
Q3 202510.63%
Q4 202510.50%
Q1 202610.37%
Q2 202610.70%
Delinquent loans (60+ days)
0.01%0.83%1.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.90%
Q3 20240.93%
Q4 20240.01%
Q1 20250.85%
Q2 20250.79%
Q3 20250.73%
Q4 20250.97%
Q1 20260.89%
Q2 20261.64%
Return on assets
0.07%0.21%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.07%
Q3 20240.14%
Q4 20240.14%
Q1 20250.32%
Q2 20250.28%
Q3 20250.35%
Q4 20250.33%
Q1 20260.21%
Q2 20260.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$17.4M10.70%1.64%0.20%44.4%
Q1 202664$17.9M10.37%0.89%0.21%47.1%
Q4 202564$17.6M10.50%0.97%0.33%48.7%
Q3 202567$17.4M10.63%0.73%0.35%49.2%
Q2 202565$17.5M10.43%0.79%0.28%46.7%
Q1 202565$17.9M10.15%0.85%0.32%45.8%
Q4 202471$17.5M10.33%0.01%0.14%48.9%
Q3 202462$17.8M10.22%0.93%0.14%49.6%
Q2 202461$18.2M9.91%0.90%0.07%46.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.70%
21st
Problem loans1.64%
26th
Net charge-offs-0.05%
91st
Return on assets0.20%
27th
Loans to deposits44.4%
72nd
Uninsured deposits5.6%
18th
Loan-loss reserves0.00%
37th
Texas ratio6.1%
24th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Linxus Credit UnionCredit union Machesney Park, IL91 out of 100, Very strong$17.5M16.2%0.02%vs
77th Street Depot Federal Credit UnionCredit union Chicago, IL55 out of 100, Moderate$17.7M25.9%2.92%vs
Dupage County Employees Credit UnionCredit union Wheaton, IL79 out of 100, Strong$17.9M15.8%0.77%vs
Northern Illinois Federal Credit UnionCredit union Dekalb, IL80 out of 100, Strong$18.0M14.7%1.01%vs
Ambraw Federal Credit UnionCredit union Lawrenceville, IL72 out of 100, Strong$16.7M9.9%0.16%vs
Ottawa Hiway Credit UnionCredit union Ottawa, IL100 out of 100, Very strong$16.3M16.7%0.00%vs

Deposit insurance

Is my money safe at Cbi Federal Credit Union?

Yes. Cbi Federal Credit Union is a federally insured credit union (NCUA charter #15848). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.6% of shares and deposits ($861K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.70%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Cbi Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cbi Federal Credit Union
Type
Federal credit union
NCUA charter #
15848
RSSD ID
61485
Primary regulator
NCUA
Established
1963
Headquarters
13717 S Route 30, Unit 157, Plainfield, IL 60544
Employees
4

Quick answers

Cbi Federal Credit Union: common questions

Is Cbi Federal Credit Union NCUA insured?

Yes. Cbi Federal Credit Union is a federally insured credit union (NCUA charter #15848). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cbi Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cbi Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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