Side-by-side · Q2 2026 data
77th Street Depot Federal Credit Union vs Ottawa Hiway Credit Union
Credit union
77th Street Depot Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | 77th Street Depot Federal Credit Union | Ottawa Hiway Credit Union |
|---|---|---|
| TellerScore | 55 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 3 | 100 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 15th | 100th |
| Total assets | $17.7M | $16.3M |
| Deposits / shares | $13.0M | $13.5M |
| Capital ratio | 25.85% (stronger) | 16.69% |
| Problem loans | 2.92% | 0.00% (stronger) |
| Net charge-offs | 3.22% | 0.07% (stronger) |
| Return on assets | -1.86% | 2.12% (stronger) |
| Loans ÷ deposits | 40.4% (stronger) | 52.9% |
| Uninsured deposits | 0.0% (stronger) | 11.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ottawa Hiway Credit Union has the higher TellerScore (100 vs 55). On the 7 directional measures above (where higher or lower is clearly better), 77th Street Depot Federal Credit Union leads on 3 and Ottawa Hiway Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.