Ottawa Hiway Credit Union is a federally insured state-chartered credit union headquartered in Ottawa, Illinois, in business for about 63 years. At the end of Q2 2026 it reported $16.3M in total assets and $13.5M in member shares and deposits, with 3 offices.
Ottawa Hiway Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 100).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 95 |
| Q4 2024 | 94 |
| Q1 2025 | 95 |
| Q2 2025 | 100 |
| Q3 2025 | 100 |
| Q4 2025 | 99 |
| Q1 2026 | 99 |
| Q2 2026 | 100 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.58% |
| Q3 2024 | 14.50% |
| Q4 2024 | 14.74% |
| Q1 2025 | 14.40% |
| Q2 2025 | 15.27% |
| Q3 2025 | 15.68% |
| Q4 2025 | 15.85% |
| Q1 2026 | 16.51% |
| Q2 2026 | 16.69% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.52% |
| Q4 2024 | 1.34% |
| Q1 2025 | 1.61% |
| Q2 2025 | 2.02% |
| Q3 2025 | 2.09% |
| Q4 2025 | 1.91% |
| Q1 2026 | 1.91% |
| Q2 2026 | 2.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 100 | $16.3M | 16.69% | 0.00% | 2.12% | 52.9% |
| Q1 2026 | 99 | $15.9M | 16.51% | 0.00% | 1.91% | 53.7% |
| Q4 2025 | 99 | $16.1M | 15.85% | 0.00% | 1.91% | 51.7% |
| Q3 2025 | 100 | $15.9M | 15.68% | 0.00% | 2.09% | 52.2% |
| Q2 2025 | 100 | $15.7M | 15.27% | 0.00% | 2.02% | 50.9% |
| Q1 2025 | 95 | $16.0M | 14.40% | 0.00% | 1.61% | 48.2% |
| Q4 2024 | 94 | $15.2M | 14.74% | 0.00% | 1.34% | 51.7% |
| Q3 2024 | 95 | $15.2M | 14.50% | 0.00% | 1.52% | 50.8% |
| Q2 2024 | 90 | $15.7M | 13.58% | 0.00% | 1.28% | 49.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ambraw Federal Credit UnionCredit union Lawrenceville, IL | 72 out of 100, Strong | $16.7M | 9.9% | 0.16% | vs |
| Cbi Federal Credit UnionCredit union Plainfield, IL | 58 out of 100, Moderate | $17.4M | 10.7% | 1.64% | vs |
| Linxus Credit UnionCredit union Machesney Park, IL | 91 out of 100, Very strong | $17.5M | 16.2% | 0.02% | vs |
| 77th Street Depot Federal Credit UnionCredit union Chicago, IL | 55 out of 100, Moderate | $17.7M | 25.9% | 2.92% | vs |
| Dupage County Employees Credit UnionCredit union Wheaton, IL | 79 out of 100, Strong | $17.9M | 15.8% | 0.77% | vs |
| Northern Illinois Federal Credit UnionCredit union Dekalb, IL | 80 out of 100, Strong | $18.0M | 14.7% | 1.01% | vs |
Deposit insurance
Is my money safe at Ottawa Hiway Credit Union?
Yes. Ottawa Hiway Credit Union is a federally insured credit union (NCUA charter #63213). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 11.5% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Ottawa Hiway Credit Union lists 3 offices in 2 cities. Most locations:
- Ottawa, IL (2)
- Dixon, IL (1)
Identity & history
Profile
- Legal name
- Ottawa Hiway Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63213
- RSSD ID
- 326997
- Primary regulator
- State + NCUA
- Established
- 1963
- Headquarters
- 700 E Norris Dr, Ottawa, IL 61350
- Employees
- 5
Quick answers
Ottawa Hiway Credit Union: common questions
Is Ottawa Hiway Credit Union NCUA insured?
Yes. Ottawa Hiway Credit Union is a federally insured credit union (NCUA charter #63213). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ottawa Hiway Credit Union's TellerScore?
100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ottawa Hiway Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Ottawa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peru Federal Savings BankBank Peru, IL | 87 out of 100, Very strong | $208.5M | 16.4% | 0.28% | vs |
| Streator Onized Credit UnionCredit union Streator, IL | 84 out of 100, Strong | $423.3M | 15.6% | 0.47% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Spring Valley City BankBank Spring Valley, IL | 84 out of 100, Strong | $207.0M | 13.9% | 0.18% | vs |
| North Central BankBank Hennepin, IL | 82 out of 100, Strong | $165.9M | 12.3% | 0.26% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |