Side-by-side · Q2 2026 data
802 Credit Union vs Members 1st Credit Union
Credit union
Members 1st Credit Union
Brattleboro, Vermont · Under $100 million in assets
Metric by metric
| Measure | 802 Credit Union | Members 1st Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 51 |
| Capital cushion | 75 (stronger) | 44 |
| Loan quality | 50 (stronger) | 31 |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 81 (stronger) | 71 |
| Peer percentile | 41st | 10th |
| Total assets | $507.7M | $22.9M |
| Deposits / shares | $440.1M | $20.7M |
| Capital ratio | 12.54% (stronger) | 9.42% |
| Problem loans | 1.50% (stronger) | 2.07% |
| Net charge-offs | 0.35% | -0.04% (stronger) |
| Return on assets | 1.14% (stronger) | 0.67% |
| Loans ÷ deposits | 88.4% | 72.5% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 3.7% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
802 Credit Union has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), 802 Credit Union leads on 5 and Members 1st Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.