Side-by-side · Q2 2026 data
802 Credit Union vs One Credit Union
Metric by metric
| Measure | 802 Credit Union | One Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 45 |
| Capital cushion | 75 (stronger) | 28 |
| Loan quality | 50 (stronger) | 49 |
| Earnings | 66 (stronger) | 27 |
| Funding & liquidity | 72 | 82 (stronger) |
| Problem-loan coverage | 81 (stronger) | 71 |
| Peer percentile | 41st | 3rd |
| Total assets | $507.7M | $263.6M |
| Deposits / shares | $440.1M | $245.4M |
| Capital ratio | 12.54% (stronger) | 7.79% |
| Problem loans | 1.50% (stronger) | 1.52% |
| Net charge-offs | 0.35% (stronger) | 0.55% |
| Return on assets | 1.14% (stronger) | 0.18% |
| Loans ÷ deposits | 88.4% | 77.8% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 3.8% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 14.1% |
802 Credit Union has the higher TellerScore (67 vs 45). On the 7 directional measures above (where higher or lower is clearly better), 802 Credit Union leads on 6 and One Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.