Side-by-side · Q2 2026 data
A.A.E.C. Credit Union vs Commonwealth Credit Union
Metric by metric
| Measure | A.A.E.C. Credit Union | Commonwealth Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 80 | 82 (stronger) |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 49 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 86th | 83rd |
| Total assets | $118.9M | $128.1M |
| Deposits / shares | $102.3M | $111.0M |
| Capital ratio | 13.03% | 13.23% (stronger) |
| Problem loans | 0.02% (stronger) | 0.43% |
| Net charge-offs | 0.20% (stronger) | 0.21% |
| Return on assets | 0.72% | 1.36% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 74.8% |
| Uninsured deposits | 4.8% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.A.E.C. Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), A.A.E.C. Credit Union leads on 4 and Commonwealth Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.