Side-by-side · Q2 2026 data
A.A.E.C. Credit Union vs Members "first" Community Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Metric by metric
| Measure | A.A.E.C. Credit Union | Members "first" Community Credit Union |
|---|---|---|
| TellerScore | 84 | 92 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 49 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 97th |
| Total assets | $118.9M | $111.6M |
| Deposits / shares | $102.3M | $82.4M |
| Capital ratio | 13.03% | 25.42% (stronger) |
| Problem loans | 0.02% (stronger) | 0.03% |
| Net charge-offs | 0.20% (stronger) | 0.47% |
| Return on assets | 0.72% | 1.74% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 95.8% |
| Uninsured deposits | 4.8% | 1.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members "first" Community Credit Union has the higher TellerScore (92 vs 84). On the 7 directional measures above (where higher or lower is clearly better), A.A.E.C. Credit Union leads on 3 and Members "first" Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.