Side-by-side · Q2 2026 data
A & S Federal Credit Union vs Franklin Johnstown Federal Credit Union
Credit union
A & S Federal Credit Union
Aliquippa, Pennsylvania · Under $100 million in assets
Credit union
Franklin Johnstown Federal Credit Union
Johnstown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | A & S Federal Credit Union | Franklin Johnstown Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 82 | 86 (stronger) |
| Earnings | 97 (stronger) | 32 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 96th | 62nd |
| Total assets | $39.3M | $37.3M |
| Deposits / shares | $33.3M | $32.8M |
| Capital ratio | 15.10% (stronger) | 13.71% |
| Problem loans | 0.55% | 0.42% (stronger) |
| Net charge-offs | 0.05% | -0.03% (stronger) |
| Return on assets | 1.92% (stronger) | 0.30% |
| Loans ÷ deposits | 37.9% | 34.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A & S Federal Credit Union has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), A & S Federal Credit Union leads on 4 and Franklin Johnstown Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.