Side-by-side · Q2 2026 data
A & S Federal Credit Union vs New Directions Community Credit Union
Credit union
A & S Federal Credit Union
Aliquippa, Pennsylvania · Under $100 million in assets
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | A & S Federal Credit Union | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 82 (stronger) | 75 |
| Earnings | 97 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 96th | 52nd |
| Total assets | $39.3M | $40.7M |
| Deposits / shares | $33.3M | $34.7M |
| Capital ratio | 15.10% (stronger) | 14.54% |
| Problem loans | 0.55% (stronger) | 0.76% |
| Net charge-offs | 0.05% (stronger) | 0.61% |
| Return on assets | 1.92% (stronger) | 0.12% |
| Loans ÷ deposits | 37.9% (stronger) | 73.7% |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A & S Federal Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), A & S Federal Credit Union leads on 7 and New Directions Community Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.