Side-by-side · Q2 2026 data
A & S Federal Credit Union vs Valley One Community Federal Credit Union
Credit union
A & S Federal Credit Union
Aliquippa, Pennsylvania · Under $100 million in assets
Credit union
Valley One Community Federal Credit Union
Steubenville, Ohio · Under $100 million in assets
Metric by metric
| Measure | A & S Federal Credit Union | Valley One Community Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 97 (stronger) | 46 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 96th | 62nd |
| Total assets | $39.3M | $42.2M |
| Deposits / shares | $33.3M | $37.4M |
| Capital ratio | 15.10% (stronger) | 12.17% |
| Problem loans | 0.55% | 0.16% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.13% |
| Return on assets | 1.92% (stronger) | 0.64% |
| Loans ÷ deposits | 37.9% | 22.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A & S Federal Credit Union has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), A & S Federal Credit Union leads on 5 and Valley One Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.