Side-by-side · Q2 2026 data
A.B.D. Federal Credit Union vs Gratiot Community Credit Union
Metric by metric
| Measure | A.B.D. Federal Credit Union | Gratiot Community Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 55 | 89 (stronger) |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 36th | 42nd |
| Total assets | $66.5M | $59.7M |
| Deposits / shares | $55.5M | $53.1M |
| Capital ratio | 15.12% (stronger) | 9.13% |
| Problem loans | 1.36% | 0.32% (stronger) |
| Net charge-offs | 0.64% | 0.37% (stronger) |
| Return on assets | -0.57% | 1.28% (stronger) |
| Loans ÷ deposits | 30.9% (stronger) | 76.9% |
| Uninsured deposits | 6.2% | 2.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gratiot Community Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), A.B.D. Federal Credit Union leads on 2 and Gratiot Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.