A.B.D. Federal Credit Union is a federal credit union headquartered in Warren, Michigan, in business for about 78 years. At the end of Q2 2026 it reported $66.5M in total assets and $55.5M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, A.B.D. Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 36% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 118th. Its strongest component is capital cushion (100/100; 15.12%), and its lowest is earnings (0/100; -0.57%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 19 points (87 → 68), mostly because the earnings component weakened by 74 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 75 |
| Q4 2024 | 70 |
| Q1 2025 | 80 |
| Q2 2025 | 87 |
| Q3 2025 | 82 |
| Q4 2025 | 79 |
| Q1 2026 | 68 |
| Q2 2026 | 68 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.53% |
| Q3 2024 | 14.49% |
| Q4 2024 | 14.11% |
| Q1 2025 | 14.52% |
| Q2 2025 | 14.79% |
| Q3 2025 | 15.33% |
| Q4 2025 | 15.14% |
| Q1 2026 | 15.12% |
| Q2 2026 | 15.12% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.86% |
| Q3 2024 | 1.82% |
| Q4 2024 | 2.23% |
| Q1 2025 | 1.79% |
| Q2 2025 | 0.79% |
| Q3 2025 | 1.18% |
| Q4 2025 | 1.40% |
| Q1 2026 | 1.45% |
| Q2 2026 | 1.36% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 1.05% |
| Q4 2024 | 0.99% |
| Q1 2025 | 1.69% |
| Q2 2025 | 1.34% |
| Q3 2025 | 1.00% |
| Q4 2025 | 0.89% |
| Q1 2026 | -0.97% |
| Q2 2026 | -0.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $66.5M | 15.12% | 1.36% | -0.57% | 30.9% |
| Q1 2026 | 68 | $66.7M | 15.12% | 1.45% | -0.97% | 30.8% |
| Q4 2025 | 79 | $67.7M | 15.14% | 1.40% | 0.89% | 31.7% |
| Q3 2025 | 82 | $66.2M | 15.33% | 1.18% | 1.00% | 32.8% |
| Q2 2025 | 87 | $68.3M | 14.79% | 0.79% | 1.34% | 32.0% |
| Q1 2025 | 80 | $68.4M | 14.52% | 1.79% | 1.69% | 32.4% |
| Q4 2024 | 70 | $68.4M | 14.11% | 2.23% | 0.99% | 33.3% |
| Q3 2024 | 75 | $65.4M | 14.49% | 1.82% | 1.05% | 36.9% |
| Q2 2024 | 70 | $68.3M | 13.53% | 1.86% | 0.80% | 35.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Focus Federal Credit UnionCredit union Brownstown, MI | 67 out of 100, Moderate | $68.0M | 14.1% | 1.52% | vs |
| Tahquamenon Area Credit UnionCredit union Newberry, MI | 70 out of 100, Strong | $69.6M | 11.8% | 0.60% | vs |
| Lincoln Park Community Credit UnionCredit union Lincoln Park, MI | 87 out of 100, Very strong | $63.4M | 18.0% | 0.27% | vs |
| Baraga County Federal Credit UnionCredit union Lanse, MI | 76 out of 100, Strong | $63.1M | 10.5% | 0.49% | vs |
| One Detroit Credit UnionCredit union Detroit, MI | 59 out of 100, Moderate | $61.8M | 22.4% | 1.98% | vs |
| Gratiot Community Credit UnionCredit union Alma, MI | 71 out of 100, Strong | $59.7M | 9.1% | 0.32% | vs |
Deposit insurance
Is my money safe at A.B.D. Federal Credit Union?
Yes. A.B.D. Federal Credit Union is a federally insured credit union (NCUA charter #5885). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.2% of shares and deposits ($3.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
A.B.D. Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Detroit, MI (1)
- Warren, MI (1)
Identity & history
Profile
- Legal name
- A.B.D. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 5885
- RSSD ID
- 478672
- Primary regulator
- NCUA
- Established
- 1948
- Headquarters
- 27850 Mound Rd, Warren, MI 48092
- Employees
- 29
Quick answers
A.B.D. Federal Credit Union: common questions
Is A.B.D. Federal Credit Union NCUA insured?
Yes. A.B.D. Federal Credit Union is a federally insured credit union (NCUA charter #5885). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is A.B.D. Federal Credit Union's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does A.B.D. Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Warren
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Total Community Credit UnionCredit union Taylor, MI | 97 out of 100, Very strong | $111.3M | 15.3% | 0.36% | vs |
| JPMorgan Chase Bank, DearbornBank Dearborn, MI | 94 out of 100, Very strong | $71.5M | 99.6% | 0.00% | vs |
| I.M. Detroit District Credit UnionCredit union Detroit, MI | 93 out of 100, Very strong | $1.9M | 28.1% | 0.00% | vs |
| The Local Credit UnionCredit union Sterling Height, MI | 92 out of 100, Very strong | $106.6M | 16.1% | 0.26% | vs |
| Electrical Workers Local 58 Credit UnionCredit union Detroit, MI | 90 out of 100, Very strong | $21.4M | 12.2% | 0.09% | vs |
| Jessop Community Federal Credit UnionCredit union Washington, PA | 87 out of 100, Very strong | $34.1M | 13.8% | 0.38% | vs |