Side-by-side · Q2 2026 data
A.B. Federal Credit Union vs Altoona Area Employees Federal Credit Union
Credit union
A.B. Federal Credit Union
Duncansville, Pennsylvania · Under $100 million in assets
Credit union
Altoona Area Employees Federal Credit Union
Altoona, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | A.B. Federal Credit Union | Altoona Area Employees Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 84 |
| Capital cushion | 99 (stronger) | 65 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 63 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 75th |
| Total assets | $10.5M | $19.4M |
| Deposits / shares | $9.0M | $17.2M |
| Capital ratio | 14.85% (stronger) | 11.50% |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | 0.77% | -0.11% (stronger) |
| Return on assets | 1.06% | 1.32% (stronger) |
| Loans ÷ deposits | 59.2% | 32.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.B. Federal Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), A.B. Federal Credit Union leads on 3 and Altoona Area Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.