TellerScore

Headquartered in Duncansville, Pennsylvania, A.B. Federal Credit Union is a federal credit union with $10.5M in total assets and $9.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1962.

A.B. Federal Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 31st. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 0% uninsured); earnings contributes the least (63/100, 1.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.85%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.08%
Earnings63/100
Return on assets (annualized): 1.06%
Funding & liquidity100/100
Loans ÷ shares: 59.2% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (82 → 91), mostly because the earnings component improved by 40 points.

TellerScore
748391Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202483
Q4 202485
Q1 202578
Q2 202582
Q3 202574
Q4 202578
Q1 202689
Q2 202691
Net worth ratio
7.00%10.93%14.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.70%
Q3 202414.19%
Q4 202414.80%
Q1 202514.56%
Q2 202514.42%
Q3 202513.65%
Q4 202514.70%
Q1 202614.55%
Q2 202614.85%
Delinquent loans (60+ days)
0.01%0.06%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.07%
Q3 20240.01%
Q4 20240.04%
Q1 20250.03%
Q2 20250.02%
Q3 20250.10%
Q4 20250.10%
Q1 20260.09%
Q2 20260.08%
Return on assets
-1.38%-0.16%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.20%
Q3 20240.25%
Q4 20240.34%
Q1 2025-0.54%
Q2 20250.09%
Q3 2025-0.65%
Q4 2025-1.38%
Q1 20260.86%
Q2 20261.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$10.5M14.85%0.08%1.06%59.2%
Q1 202689$10.5M14.55%0.09%0.86%59.0%
Q4 202578$10.3M14.70%0.10%-1.38%61.3%
Q3 202574$8.9M13.65%0.10%-0.65%66.0%
Q2 202582$8.8M14.42%0.02%0.09%67.4%
Q1 202578$8.6M14.56%0.03%-0.54%61.8%
Q4 202485$8.5M14.80%0.04%0.34%63.6%
Q3 202483$8.8M14.19%0.01%0.25%63.1%
Q2 202484$8.4M14.70%0.07%0.20%62.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.85%
53rd
Problem loans0.08%
81st
Net charge-offs0.77%
19th
Return on assets1.06%
70th
Loans to deposits59.2%
50th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

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Allegheny Valley Federal Credit UnionCredit union Pittsburgh, PA85 out of 100, Very strong$10.8M31.3%0.12%vs
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I B E W Local 56 Federal Credit UnionCredit union Erie, PA67 out of 100, Moderate$10.8M13.0%2.27%vs
Erie Firefighters Federal Credit UnionCredit union Erie, PA85 out of 100, Very strong$10.0M13.9%0.31%vs
Bradford Area Federal Credit UnionCredit union Bradford, PA78 out of 100, Strong$11.4M13.7%0.30%vs
A T & T Employees Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA83 out of 100, Strong$9.6M29.6%0.41%vs

Deposit insurance

Is my money safe at A.B. Federal Credit Union?

Yes. A.B. Federal Credit Union is a federally insured credit union (NCUA charter #14879). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

A.B. Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
A.B. Federal Credit Union
Type
Federal credit union
NCUA charter #
14879
RSSD ID
665584
Primary regulator
NCUA
Established
1962
Headquarters
520 3rd Ave, Duncansville, PA 16635
Employees
4

Quick answers

A.B. Federal Credit Union: common questions

Is A.B. Federal Credit Union NCUA insured?

Yes. A.B. Federal Credit Union is a federally insured credit union (NCUA charter #14879). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is A.B. Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does A.B. Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Duncansville

InstitutionScoreAssetsCapitalProblem loansCompare
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Your Choice Federal Credit UnionCredit union Altoona, PA85 out of 100, Very strong$14.0M12.6%0.09%vs
Altoona Area Employees Federal Credit UnionCredit union Altoona, PA84 out of 100, Strong$19.4M11.5%0.00%vs