Side-by-side · Q2 2026 data
A.U.B. Employees' Credit Union vs Olivet Baptist Credit Union
Credit union
A.U.B. Employees' Credit Union
Athens, Tennessee · Under $100 million in assets
Metric by metric
| Measure | A.U.B. Employees' Credit Union | Olivet Baptist Credit Union |
|---|---|---|
| TellerScore | 43 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 55 (stronger) |
| Earnings | 0 | 59 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 50 | 95 (stronger) |
| Peer percentile | 4th | 65th |
| Total assets | $1.4M | $611K |
| Deposits / shares | $1.1M | $516K |
| Capital ratio | 25.21% (stronger) | 15.03% |
| Problem loans | 8.45% | 1.36% (stronger) |
| Net charge-offs | 1.44% | 0.00% (stronger) |
| Return on assets | -4.96% | 0.97% (stronger) |
| Loans ÷ deposits | 113.2% | 36.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Olivet Baptist Credit Union has the higher TellerScore (80 vs 43). On the 6 directional measures above (where higher or lower is clearly better), A.U.B. Employees' Credit Union leads on 1 and Olivet Baptist Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.