Olivet Baptist Credit Union is a federally insured state-chartered credit union headquartered in Cordova, Tennessee, in business for about 48 years. At the end of Q2 2026 it reported $611K in total assets and $516K in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Olivet Baptist Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 48th. Its strongest component is capital cushion (100/100; 15.03%), and its lowest is loan quality (55/100; 1.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (84 → 80), mostly because the loan quality component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 91 |
| Q4 2024 | 91 |
| Q1 2025 | 75 |
| Q2 2025 | 84 |
| Q3 2025 | 62 |
| Q4 2025 | 63 |
| Q1 2026 | 89 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.62% |
| Q3 2024 | 12.57% |
| Q4 2024 | 13.68% |
| Q1 2025 | 13.12% |
| Q2 2025 | 13.11% |
| Q3 2025 | 13.67% |
| Q4 2025 | 14.75% |
| Q1 2026 | 15.31% |
| Q2 2026 | 15.03% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.93% |
| Q2 2025 | 0.54% |
| Q3 2025 | 3.79% |
| Q4 2025 | 2.99% |
| Q1 2026 | 0.00% |
| Q2 2026 | 1.36% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.88% |
| Q3 2024 | 1.73% |
| Q4 2024 | 1.73% |
| Q1 2025 | 0.59% |
| Q2 2025 | 1.25% |
| Q3 2025 | 1.00% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $611K | 15.03% | 1.36% | 0.97% | 36.2% |
| Q1 2026 | 89 | $599K | 15.31% | 0.00% | 0.57% | 36.8% |
| Q4 2025 | 63 | $616K | 14.75% | 2.99% | 0.72% | 24.5% |
| Q3 2025 | 62 | $668K | 13.67% | 3.79% | 1.00% | 24.6% |
| Q2 2025 | 84 | $692K | 13.11% | 0.54% | 1.25% | 20.7% |
| Q1 2025 | 75 | $666K | 13.12% | 0.93% | 0.59% | 20.3% |
| Q4 2024 | 91 | $632K | 13.68% | 0.29% | 1.73% | 22.1% |
| Q3 2024 | 91 | $669K | 12.57% | 0.00% | 1.73% | 23.8% |
| Q2 2024 | 89 | $706K | 11.62% | 0.00% | 1.88% | 22.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wcg Employees Credit UnionCredit union Martin, TN | 89 out of 100, Very strong | $1.0M | 21.8% | 0.00% | vs |
| Hardin County Hospital Employees Credit UnionCredit union Savannah, TN | 68 out of 100, Moderate | $1.0M | 8.7% | 0.00% | vs |
| A.U.B. Employees' Credit UnionCredit union Athens, TN | 43 out of 100, Below average | $1.4M | 25.2% | 8.45% | vs |
| Greeneville Works Empls. Sav. Assn. Credit UnionCredit union Greeneville, TN | 86 out of 100, Very strong | $1.8M | 52.1% | 0.00% | vs |
| Bulab Employees Federal Credit UnionCredit union Memphis, TN | 72 out of 100, Strong | $2.2M | 35.0% | 1.68% | vs |
| Metropolitan Teachers Credit UnionCredit union Nashville, TN | 48 out of 100, Below average | $2.5M | 13.4% | 6.02% | vs |
Deposit insurance
Is my money safe at Olivet Baptist Credit Union?
Yes. Olivet Baptist Credit Union is a federally insured credit union (NCUA charter #68165). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Olivet Baptist Credit Union lists 1 office in 1 city. Most locations:
- Cordova, TN (1)
Identity & history
Profile
- Legal name
- Olivet Baptist Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68165
- RSSD ID
- 362294
- Primary regulator
- State + NCUA
- Established
- 1978
- Headquarters
- 10000 Woodland Hills Dr, Cordova, TN 38018
Quick answers
Olivet Baptist Credit Union: common questions
Is Olivet Baptist Credit Union NCUA insured?
Yes. Olivet Baptist Credit Union is a federally insured credit union (NCUA charter #68165). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Olivet Baptist Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Olivet Baptist Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cordova
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Rio Grande Federal Credit UnionCredit union Grand Junction, CO | 97 out of 100, Very strong | $80.8M | 22.0% | 0.03% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| First South Financial Federal Credit UnionCredit union Bartlett, TN | 95 out of 100, Very strong | $844.8M | 30.2% | 0.22% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| L G & W Federal Credit UnionCredit union Memphis, TN | 92 out of 100, Very strong | $115.1M | 21.7% | 0.32% | vs |