Side-by-side · Q2 2026 data
Aac Credit Union vs Michigan Legacy Credit Union
Metric by metric
| Measure | Aac Credit Union | Michigan Legacy Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 78 (stronger) | 41 |
| Funding & liquidity | 85 | 93 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 95th | 66th |
| Total assets | $212.4M | $226.8M |
| Deposits / shares | $158.1M | $198.5M |
| Capital ratio | 24.16% (stronger) | 12.45% |
| Problem loans | 0.36% (stronger) | 0.46% |
| Net charge-offs | 0.08% (stronger) | 0.68% |
| Return on assets | 1.46% (stronger) | 0.52% |
| Loans ÷ deposits | 75.1% | 67.6% (stronger) |
| Uninsured deposits | 5.3% | 4.4% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 23.4% |
Aac Credit Union has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Aac Credit Union leads on 5 and Michigan Legacy Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.