Side-by-side · Q2 2026 data
Aac Credit Union vs Total Community Credit Union
Metric by metric
| Measure | Aac Credit Union | Total Community Credit Union |
|---|---|---|
| TellerScore | 90 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 88 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 95th | 99th |
| Total assets | $212.4M | $111.3M |
| Deposits / shares | $158.1M | $93.9M |
| Capital ratio | 24.16% (stronger) | 15.29% |
| Problem loans | 0.36% (stronger) | 0.36% |
| Net charge-offs | 0.08% (stronger) | 0.38% |
| Return on assets | 1.46% | 2.04% (stronger) |
| Loans ÷ deposits | 75.1% | 46.4% (stronger) |
| Uninsured deposits | 5.3% | 2.6% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Total Community Credit Union has the higher TellerScore (97 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Aac Credit Union leads on 3 and Total Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.