Side-by-side · Q2 2026 data
AbbyBank vs Royal Credit Union
Metric by metric
| Measure | AbbyBank | Royal Credit Union |
|---|---|---|
| TellerScore | 56 | 73 (stronger) |
| Capital cushion | 44 | 58 (stronger) |
| Loan quality | 55 | 86 (stronger) |
| Earnings | 54 | 79 (stronger) |
| Funding & liquidity | 69 (stronger) | 63 |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 13th | 70th |
| Total assets | $662.2M | $5.9B |
| Deposits / shares | $580.2M | $5.2B |
| Capital ratio | 9.43% | 10.83% (stronger) |
| Problem loans | 1.34% | 0.43% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.59% |
| Return on assets | 0.86% | 1.47% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 97.5% |
| Uninsured deposits | 29.2% | 11.2% (stronger) |
| Offices | 8 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.4% | 11.3% |
Royal Credit Union has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), AbbyBank leads on 2 and Royal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Medford, WI