AbbyBank is a state-chartered bank headquartered in Abbotsford, Wisconsin, in business for about 58 years. At the end of Q2 2026 it reported $662.2M in total assets and $580.2M in deposits, with 9 offices.
AbbyBank has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 13% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 136th. Problem-loan coverage contributes the most (77/100, 11.3%); capital cushion contributes the least (44/100, 9.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (49 → 56), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 51 |
| Q4 2024 | 53 |
| Q1 2025 | 50 |
| Q2 2025 | 49 |
| Q3 2025 | 51 |
| Q4 2025 | 52 |
| Q1 2026 | 52 |
| Q2 2026 | 56 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.64% |
| Q3 2024 | 8.71% |
| Q4 2024 | 8.50% |
| Q1 2025 | 8.63% |
| Q2 2025 | 8.92% |
| Q3 2025 | 9.00% |
| Q4 2025 | 9.16% |
| Q1 2026 | 9.36% |
| Q2 2026 | 9.43% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.17% |
| Q4 2024 | 0.98% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.55% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.61% |
| Q2 2026 | 1.34% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.31% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $662.2M | 9.43% | 1.34% | 0.86% | 75.0% |
| Q1 2026 | 52 | $650.7M | 9.36% | 1.61% | 0.69% | 74.2% |
| Q4 2025 | 52 | $656.8M | 9.16% | 1.56% | 0.71% | 74.4% |
| Q3 2025 | 51 | $650.2M | 9.00% | 1.55% | 0.65% | 76.4% |
| Q2 2025 | 49 | $659.5M | 8.92% | 1.65% | 0.55% | 76.3% |
| Q1 2025 | 50 | $647.1M | 8.63% | 1.22% | 0.27% | 77.2% |
| Q4 2024 | 53 | $658.2M | 8.50% | 0.98% | 0.41% | 78.3% |
| Q3 2024 | 51 | $658.6M | 8.71% | 1.17% | 0.31% | 80.2% |
| Q2 2024 | 49 | $654.0M | 8.64% | 1.23% | 0.25% | 81.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community State BankBank Union Grove, WI | 74 out of 100, Strong | $667.5M | 9.6% | 0.28% | vs |
| Citizens State Bank of La CrosseBank La Crosse, WI | 76 out of 100, Strong | $648.5M | 13.4% | 1.06% | vs |
| The Stephenson National Bank and TrustBank Marinette, WI | 66 out of 100, Moderate | $676.8M | 10.1% | 1.15% | vs |
| Community First BankBank Boscobel, WI | 78 out of 100, Strong | $634.1M | 11.0% | 0.32% | vs |
| Bank of LuxemburgBank Luxemburg, WI | 68 out of 100, Moderate | $723.4M | 9.6% | 0.18% | vs |
| Northwestern BankBank Chippewa Falls, WI | 80 out of 100, Strong | $725.6M | 11.2% | 0.03% | vs |
Deposit insurance
Is my money safe at AbbyBank?
Yes. AbbyBank is an FDIC-insured institution (FDIC certificate #19795). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.2% of deposits ($169.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.43%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.78% (benchmark: 10%).
9 locations
Branches
AbbyBank lists 8 offices in 8 cities. Most locations:
- Abbotsford, WI (1)
- Grand Chute, WI (1)
- Gresham, WI (1)
- Medford, WI (1)
- Shawano, WI (1)
- Wausau, WI (1)
- Weston, WI (1)
- Withee, WI (1)
HMDA 2025
Mortgage lending
In 2025, AbbyBank reported 230 home-loan applications under HMDA (LEI 549300ZAI389CEN8VG51): 170 originated ($42,060,000 total), 21 denied, and 28 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- AbbyBank
- Former names
- Abbotsford State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 19795
- RSSD ID
- 198149
- Primary regulator
- FDIC
- Holding company
- Abby Bcorp Inc
- Established
- March 1, 1968
- Headquarters
- 401 E Spruce St, Abbotsford, WI 54405
- Website
- www.abbybank.com
- Employees
- 108
Quick answers
AbbyBank: common questions
Is AbbyBank FDIC insured?
Yes. AbbyBank is an FDIC-insured institution (FDIC certificate #19795). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is AbbyBank's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has AbbyBank ever failed?
There is no failure record for FDIC certificate #19795 in the FDIC failed bank list.
How many branches does AbbyBank have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Abbotsford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Partners Bank of WisconsinBank Marshfield, WI | 86 out of 100, Very strong | $294.2M | 14.7% | 0.36% | vs |
| Athens Area Credit UnionCredit union Athens, WI | 84 out of 100, Strong | $49.9M | 13.3% | 0.63% | vs |
| Citizens State Bank of LoyalBank Loyal, WI | 80 out of 100, Strong | $311.5M | 11.5% | 0.00% | vs |
| Taylor Credit UnionCredit union Medford, WI | 74 out of 100, Strong | $89.1M | 10.3% | 0.21% | vs |
| Prevail BankBank Medford, WI | 74 out of 100, Strong | $1.0B | 12.6% | 0.20% | vs |
| Royal Credit UnionCredit union Eau Claire, WI | 73 out of 100, Strong | $5.9B | 10.8% | 0.43% | vs |