Side-by-side · Q2 2026 data
Abilene Teachers Federal Credit Union vs Members Choice Credit Union
Credit union
Abilene Teachers Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Abilene Teachers Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 28 |
| Loan quality | 90 (stronger) | 74 |
| Earnings | 100 (stronger) | 26 |
| Funding & liquidity | 84 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 98th | 6th |
| Total assets | $690.4M | $720.9M |
| Deposits / shares | $547.0M | $584.7M |
| Capital ratio | 18.82% (stronger) | 7.83% |
| Problem loans | 0.31% (stronger) | 0.77% |
| Net charge-offs | 0.32% (stronger) | 0.97% |
| Return on assets | 2.56% (stronger) | 0.15% |
| Loans ÷ deposits | 75.9% (stronger) | 96.7% |
| Uninsured deposits | 5.0% (stronger) | 10.3% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.4% | — |
Abilene Teachers Federal Credit Union has the higher TellerScore (95 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Abilene Teachers Federal Credit Union leads on 7 and Members Choice Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.