Side-by-side · Q2 2026 data
Abound Federal Credit Union vs Louisville Gas and Electric Company Credit Union
Credit union
Louisville Gas and Electric Company Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Abound Federal Credit Union | Louisville Gas and Electric Company Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 73 (stronger) | 71 |
| Earnings | 61 (stronger) | 49 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 89th | 70th |
| Total assets | $2.8B | $50.4M |
| Deposits / shares | $2.3B | $42.6M |
| Capital ratio | 15.85% (stronger) | 15.48% |
| Problem loans | 0.81% (stronger) | 0.87% |
| Net charge-offs | 0.62% | 0.13% (stronger) |
| Return on assets | 1.03% (stronger) | 0.73% |
| Loans ÷ deposits | 87.5% | 53.6% (stronger) |
| Uninsured deposits | 12.9% | 10.8% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | — |
Louisville Gas and Electric Company Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Abound Federal Credit Union leads on 3 and Louisville Gas and Electric Company Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.