Abound Federal Credit Union is a federal credit union headquartered in Radcliff, Kentucky, in business for about 76 years. At the end of Q2 2026 it reported $2.8B in total assets and $2.3B in member shares and deposits, with 10 offices.
Abound Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 89% of its 454 credit unions with $1 billion – $10 billion. Among 51 credit unions headquartered in Kentucky, it ranks 14th. Capital cushion contributes the most (100/100, 15.85%); earnings contributes the least (61/100, 1.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 81).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 88 |
| Q4 2024 | 83 |
| Q1 2025 | 84 |
| Q2 2025 | 82 |
| Q3 2025 | 84 |
| Q4 2025 | 80 |
| Q1 2026 | 82 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.47% |
| Q3 2024 | 16.51% |
| Q4 2024 | 16.32% |
| Q1 2025 | 16.04% |
| Q2 2025 | 16.08% |
| Q3 2025 | 16.18% |
| Q4 2025 | 16.14% |
| Q1 2026 | 15.79% |
| Q2 2026 | 15.85% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.80% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.70% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.65% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.81% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.67% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.10% |
| Q2 2025 | 1.08% |
| Q3 2025 | 1.26% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.82% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $2.8B | 15.85% | 0.81% | 1.03% | 87.5% |
| Q1 2026 | 82 | $2.7B | 15.79% | 0.54% | 0.82% | 87.1% |
| Q4 2025 | 80 | $2.6B | 16.14% | 0.65% | 0.82% | 89.8% |
| Q3 2025 | 84 | $2.6B | 16.18% | 0.63% | 1.26% | 89.5% |
| Q2 2025 | 82 | $2.5B | 16.08% | 0.70% | 1.08% | 89.6% |
| Q1 2025 | 84 | $2.5B | 16.04% | 0.55% | 1.10% | 88.0% |
| Q4 2024 | 83 | $2.4B | 16.32% | 0.80% | 1.32% | 88.4% |
| Q3 2024 | 88 | $2.4B | 16.51% | 0.43% | 1.49% | 88.6% |
| Q2 2024 | 88 | $2.3B | 16.47% | 0.54% | 1.67% | 88.0% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| L & N Federal Credit UnionCredit union Louisville, KY | 72 out of 100, Strong | $2.6B | 10.6% | 0.26% | vs |
| Commonwealth Federal Credit UnionCredit union Frankfort, KY | 73 out of 100, Strong | $2.9B | 11.3% | 0.87% | vs |
| University of Kentucky Federal Credit UnionCredit union Lexington, KY | 57 out of 100, Moderate | $1.8B | 10.9% | 0.97% | vs |
| Park Federal Credit UnionCredit union Louisville, KY | 63 out of 100, Moderate | $1.4B | 17.9% | 2.00% | vs |
Deposit insurance
Is my money safe at Abound Federal Credit Union?
Yes. Abound Federal Credit Union is a federally insured credit union (NCUA charter #7000). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.9% of shares and deposits ($296.6M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 15.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
Abound Federal Credit Union lists 10 offices in 8 cities. Most locations:
- Fort Knox, KY (2)
- Radcliff, KY (2)
- Bardstown, KY (1)
- Brandenburg, KY (1)
- Campbellsville, KY (1)
- Danville, KY (1)
- Elizabethtown, KY (1)
- Louisville, KY (1)
HMDA 2025
Mortgage lending
In 2025, Abound Federal Credit Union reported 2,174 home-loan applications under HMDA (LEI 254900LEJ4HP6RMWD374): 1,405 originated ($268,275,000 total), 322 denied, and 445 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Abound Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7000
- RSSD ID
- 250186
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- P.O. Box 900, Radcliff, KY 40159
- Employees
- 422
Quick answers
Abound Federal Credit Union: common questions
Is Abound Federal Credit Union NCUA insured?
Yes. Abound Federal Credit Union is a federally insured credit union (NCUA charter #7000). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Abound Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Abound Federal Credit Union have?
10 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Radcliff
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Lincoln National Bank of HodgenvilleBank Hodgenville, KY | 86 out of 100, Very strong | $454.4M | 14.9% | 0.43% | vs |
| Republic Bank & Trust CompanyBank Louisville, KY | 84 out of 100, Strong | $7.1B | 14.8% | 0.56% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Town & Country Bank and Trust CompanyBank Bardstown, KY | 82 out of 100, Strong | $433.7M | 12.7% | 0.42% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| The Cecilian BankBank Cecilia, KY | 77 out of 100, Strong | $1.6B | 11.0% | 0.40% | vs |