Side-by-side · Q2 2026 data
Abound Federal Credit Union vs University of Kentucky Federal Credit Union
Credit union
University of Kentucky Federal Credit Union
Lexington, Kentucky · $1 billion – $10 billion
Metric by metric
| Measure | Abound Federal Credit Union | University of Kentucky Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 73 (stronger) | 68 |
| Earnings | 61 (stronger) | 31 |
| Funding & liquidity | 73 (stronger) | 50 |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 89th | 17th |
| Total assets | $2.8B | $1.8B |
| Deposits / shares | $2.3B | $1.4B |
| Capital ratio | 15.85% (stronger) | 10.91% |
| Problem loans | 0.81% (stronger) | 0.97% |
| Net charge-offs | 0.62% | 0.47% (stronger) |
| Return on assets | 1.03% (stronger) | 0.28% |
| Loans ÷ deposits | 87.5% (stronger) | 110.6% |
| Uninsured deposits | 12.9% | 9.4% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | — |
Abound Federal Credit Union has the higher TellerScore (81 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Abound Federal Credit Union leads on 5 and University of Kentucky Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.