Side-by-side · Q2 2026 data
Academic Employees Credit Union vs Stationery Credit Union
Credit union
Academic Employees Credit Union
Columbia, Missouri · Under $100 million in assets
Metric by metric
| Measure | Academic Employees Credit Union | Stationery Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 25 | 88 (stronger) |
| Loan quality | 70 (stronger) | 68 |
| Earnings | 74 (stronger) | 18 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 28th | 44th |
| Total assets | $17.2M | $17.0M |
| Deposits / shares | $15.8M | $14.6M |
| Capital ratio | 7.45% | 13.78% (stronger) |
| Problem loans | 0.90% (stronger) | 0.96% |
| Net charge-offs | 0.61% (stronger) | 0.65% |
| Return on assets | 1.35% (stronger) | -0.05% |
| Loans ÷ deposits | 54.2% | 33.9% (stronger) |
| Uninsured deposits | 0.7% | 0.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stationery Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Academic Employees Credit Union leads on 3 and Stationery Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.