Side-by-side · Q2 2026 data
Academy Bank, National Association vs K.U.M.C. Credit Union
Metric by metric
| Measure | Academy Bank, National Association | K.U.M.C. Credit Union |
|---|---|---|
| TellerScore | 73 | 95 (stronger) |
| Capital cushion | 93 (stronger) | 88 |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 62 | 93 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 70th | 96th |
| Total assets | $3.2B | $31.4M |
| Deposits / shares | $2.7B | $26.9M |
| Capital ratio | 14.35% (stronger) | 13.81% |
| Problem loans | 1.05% | 0.04% (stronger) |
| Net charge-offs | 0.29% | 0.17% (stronger) |
| Return on assets | 1.05% | 1.84% (stronger) |
| Loans ÷ deposits | 91.7% | 36.6% (stronger) |
| Uninsured deposits | 32.5% | 11.8% (stronger) |
| Offices | 80 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
K.U.M.C. Credit Union has the higher TellerScore (95 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Academy Bank, National Association leads on 1 and K.U.M.C. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.