TellerScore

K.U.M.C. Credit Union (NCUA charter #62702) is based in Shawnee, Kansas. Its Q2 2026 call report shows $31.4M in total assets and $26.9M in member shares and deposits and 1 office.

K.U.M.C. Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 1st. Funding & liquidity contributes the most (100/100, 37% loans-to-deposits, 12% uninsured); capital cushion contributes the least (88/100, 13.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.81%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.04%
Earnings93/100
Return on assets (annualized): 1.84%
Funding & liquidity100/100
Loans ÷ shares: 36.6% · 11.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (93 → 95), mostly because the capital cushion component improved by 8 points.

TellerScore
859095Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202485
Q4 202490
Q1 202591
Q2 202593
Q3 202595
Q4 202595
Q1 202693
Q2 202695
Net worth ratio
7.00%10.41%13.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.20%
Q3 202411.61%
Q4 202412.44%
Q1 202512.45%
Q2 202513.01%
Q3 202513.41%
Q4 202513.59%
Q1 202613.40%
Q2 202613.81%
Delinquent loans (60+ days)
0.03%0.10%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.14%
Q4 20240.04%
Q1 20250.15%
Q2 20250.16%
Q3 20250.03%
Q4 20250.09%
Q1 20260.04%
Q2 20260.04%
Return on assets
1.57%1.89%2.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.58%
Q3 20241.57%
Q4 20241.74%
Q1 20252.21%
Q2 20252.13%
Q3 20252.09%
Q4 20252.00%
Q1 20261.70%
Q2 20261.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$31.4M13.81%0.04%1.84%36.6%
Q1 202693$31.2M13.40%0.04%1.70%37.8%
Q4 202595$29.8M13.59%0.09%2.00%40.5%
Q3 202595$29.1M13.41%0.03%2.09%42.0%
Q2 202593$28.9M13.01%0.16%2.13%42.8%
Q1 202591$29.0M12.45%0.15%2.21%43.9%
Q4 202490$27.8M12.44%0.04%1.74%47.3%
Q3 202485$28.7M11.61%0.14%1.57%46.1%
Q2 202485$28.6M11.20%0.05%1.58%47.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.81%
46th
Problem loans0.04%
84th
Net charge-offs0.17%
51st
Return on assets1.84%
92nd
Loans to deposits36.6%
83rd
Uninsured deposits11.8%
5th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
85th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Sunflower Community Federal Credit UnionCredit union Marysville, KS37 out of 100, Low$33.1M8.2%3.45%vs
U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS87 out of 100, Very strong$34.0M13.9%0.15%vs
Bell Credit UnionCredit union Hutchinson, KS45 out of 100, Below average$28.4M9.4%2.92%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs
Wheat State Credit UnionCredit union Wichita, KS35 out of 100, Low$22.1M8.6%2.04%vs
Salina Interparochial Credit UnionCredit union Salina, KS57 out of 100, Moderate$21.8M29.0%3.62%vs

Deposit insurance

Is my money safe at K.U.M.C. Credit Union?

Yes. K.U.M.C. Credit Union is a federally insured credit union (NCUA charter #62702). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.8% of shares and deposits ($3.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

K.U.M.C. Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
K.U.M.C. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62702
RSSD ID
929491
Primary regulator
State + NCUA
Established
1954
Headquarters
12510 W 62nd Ter Ste 104, Shawnee, KS 66216
Employees
8

Quick answers

K.U.M.C. Credit Union: common questions

Is K.U.M.C. Credit Union NCUA insured?

Yes. K.U.M.C. Credit Union is a federally insured credit union (NCUA charter #62702). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is K.U.M.C. Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does K.U.M.C. Credit Union have?

1 office as of the latest NCUA data.