Side-by-side · Q2 2026 data
Academy Bank, National Association vs Minnequa Works Credit Union
Metric by metric
| Measure | Academy Bank, National Association | Minnequa Works Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 93 (stronger) | 77 |
| Loan quality | 65 | 74 (stronger) |
| Earnings | 62 (stronger) | 24 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 70th | 54th |
| Total assets | $3.2B | $274.0M |
| Deposits / shares | $2.7B | $243.9M |
| Capital ratio | 14.35% (stronger) | 12.66% |
| Problem loans | 1.05% | 0.79% (stronger) |
| Net charge-offs | 0.29% (stronger) | 1.01% |
| Return on assets | 1.05% (stronger) | 0.10% |
| Loans ÷ deposits | 91.7% | 47.3% (stronger) |
| Uninsured deposits | 32.5% | 2.0% (stronger) |
| Offices | 80 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 0.0% |
Academy Bank, National Association has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Academy Bank, National Association leads on 4 and Minnequa Works Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.