Minnequa Works Credit Union is a federally insured state-chartered credit union headquartered in Pueblo, Colorado, in business for about 89 years. At the end of Q2 2026 it reported $274.0M in total assets and $243.9M in member shares and deposits, with 4 offices.
Based on its Q2 2026 filing, Minnequa Works Credit Union scores 71/100, which we describe as strong. That is higher than 54% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 25th. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 2% uninsured), and its lowest is earnings (24/100; 0.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (84 → 71), mostly because the earnings component weakened by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 82 |
| Q1 2025 | 88 |
| Q2 2025 | 84 |
| Q3 2025 | 82 |
| Q4 2025 | 78 |
| Q1 2026 | 70 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.82% |
| Q3 2024 | 13.08% |
| Q4 2024 | 13.26% |
| Q1 2025 | 13.22% |
| Q2 2025 | 13.22% |
| Q3 2025 | 13.24% |
| Q4 2025 | 13.00% |
| Q1 2026 | 12.65% |
| Q2 2026 | 12.66% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.79% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.59% |
| Q4 2024 | 0.64% |
| Q1 2025 | 1.37% |
| Q2 2025 | 1.12% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.12% |
| Q2 2026 | 0.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $274.0M | 12.66% | 0.79% | 0.10% | 47.3% |
| Q1 2026 | 70 | $273.9M | 12.65% | 0.87% | 0.12% | 48.2% |
| Q4 2025 | 78 | $265.9M | 13.00% | 0.69% | 0.76% | 48.5% |
| Q3 2025 | 82 | $260.3M | 13.24% | 0.47% | 0.92% | 47.2% |
| Q2 2025 | 84 | $258.0M | 13.22% | 0.39% | 1.12% | 46.3% |
| Q1 2025 | 88 | $253.8M | 13.22% | 0.18% | 1.37% | 44.8% |
| Q4 2024 | 82 | $246.4M | 13.26% | 0.21% | 0.64% | 42.6% |
| Q3 2024 | 79 | $247.2M | 13.08% | 0.43% | 0.59% | 40.6% |
| Q2 2024 | 79 | $248.3M | 12.82% | 0.24% | 0.48% | 39.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sterling Federal Credit UnionCredit union Sterling, CO | 95 out of 100, Very strong | $246.9M | 17.1% | 0.00% | vs |
| Sunwest Credit UnionCredit union Pueblo, CO | 66 out of 100, Moderate | $233.3M | 11.7% | 1.19% | vs |
| Denver Fire Department Federal Credit UnionCredit union Denver, CO | 89 out of 100, Very strong | $213.5M | 14.2% | 0.09% | vs |
| Fitzsimons Federal Credit UnionCredit union Aurora, CO | 61 out of 100, Moderate | $211.4M | 14.4% | 1.97% | vs |
| Red Rocks Credit UnionCredit union Littleton, CO | 57 out of 100, Moderate | $344.0M | 9.3% | 0.49% | vs |
| Coloramo Federal Credit UnionCredit union Grand Junction, CO | 59 out of 100, Moderate | $196.3M | 9.1% | 0.64% | vs |
Deposit insurance
Is my money safe at Minnequa Works Credit Union?
Yes. Minnequa Works Credit Union is a federally insured credit union (NCUA charter #68240). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.0% of shares and deposits ($5.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 12.66%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Minnequa Works Credit Union lists 4 offices in 2 cities. Most locations:
- Pueblo, CO (3)
- Pueblo West, CO (1)
HMDA 2025
Mortgage lending
In 2025, Minnequa Works Credit Union reported 32 home-loan applications under HMDA (LEI 549300T5KC70WN8M2956): 32 originated ($4,040,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Minnequa Works Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68240
- RSSD ID
- 196873
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- 4700 Eagleridge Circle, Pueblo, CO 81008
- Employees
- 51
Quick answers
Minnequa Works Credit Union: common questions
Is Minnequa Works Credit Union NCUA insured?
Yes. Minnequa Works Credit Union is a federally insured credit union (NCUA charter #68240). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Minnequa Works Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Minnequa Works Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pueblo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Frontier BankBank Lamar, CO | 81 out of 100, Strong | $436.4M | 10.8% | 0.32% | vs |
| PB&T BankBank Pueblo, CO | 75 out of 100, Strong | $815.2M | 10.6% | 0.54% | vs |
| FirstOak BankBank Independence, KS | 75 out of 100, Strong | $241.2M | 10.5% | 0.00% | vs |
| Academy Bank, National AssociationBank Kansas City, MO | 73 out of 100, Strong | $3.2B | 14.3% | 1.05% | vs |
| The Colorado Bank and Trust Company of La JuntaBank La Junta, CO | 69 out of 100, Moderate | $330.3M | 10.3% | 0.30% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |